It's The Season... For Open Enrollment

It’s the season… for open enrollment. Whether it’s Medicare, the Health Insurance Marketplace, or some employers, fall is when many people can switch health plans for the coming calendar year.  Do you have all the information you need to make informed decisions during open enrollment?

​SCROLL DOWN to see the article about key health insurance terms.

​Below are links to helpful resources about open enrollment:​

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• Medicare 
  • ​Fall open enrollment for Medicare is going on now through December 7.
    
  • 6 Things to Know About Fall Medicare Open Enrollment (with a link to a downloadable 2018 Guide to Fall Open Enrollment), from the Medicare Rights Center
    
  • AARP’s Your Guide to Medicare Open Enrollment
    
  • Make a free appointment with your local Senior Health Insurance Program (SHIP) counselor. Find a SHIP counselor in Illinois or in your area. 
    
  • Medicare Fall Open Enrollment Advice, from nextavenue.org

• Health Insurance Marketplace and Employer/Group Health Plans
  • Open enrollment for the Health Insurance Marketplace/Exchange is from November 1 - December 15.
  • Open enrollment timing and options for employer-based plans vary. 
  • For either, here is some helpful advice about Choosing A Health Plan from FAIR Health.
  • More general advice about open enrollment for health insurance and other benefits from Forbes and U.S. News

Bottom line: Be sure you understand your options, get your questions answered, and know your preferences (cost, access, convenience, willingness to accept risk, etc.) before you make a decision. Contact me if I can be of help.